Custom Ranch 9228 Minnesota Ave Kansas City, KS

Ranch Home on One Acre





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What to Expect at a Home Staging Appointment

kansas city home staging

HOME STAGING APPOINTMENT: WHAT TO EXPECT AND HOW YOU CAN HELP!

Our goal is to create an emotional trigger for your buyer while they walk through your house, creating an interior that feels beautiful, inviting and spacious without too many distractions.

Top Ten

1. Stager walkthrough targets 5 key areas: curb appeal, entry, living spaces, kitchen & master suite.

2. Remove all personal, political, religious and sports related items including photos.

3. Trim bushes, edge lawn and remove leaves/clutter on front yard.

4. Be prepared to rearrange some furniture to highlight your home’s key features and focal points.

5. Place extra accessories in one area for stager to utilize including pillows and placesettings for dining room and/or kitchen. Think romantic (not formal) dinner and cheerful breakfast.

6. Edit down closets 50% or more if full, leaving floors empty.

7. Clear kitchen countertops except for a couple of large accessories and refrigerator fronts.

8. Clean all windows, glass surfaces and hardware fixtures, plus remove window screens. (Screens block light)

9. Edit down book shelves or china cabinets 50% or more if full. Think about replacing some books with large accessories.

10.Ensure main walkways through home are clear (4 ft wide min.).

“You only have one chance to make a great first impression! Within seconds after entering a house, potential homebuyers make an emotional decision whether or not to buy. So why not stage before listing it?” Karen Mills –interior designer and host of Living Largeon News Radio 980 KMBZ.

K.C.s Top Home Stager”(Cort/Berkshire Hathaway), keynote KCRAR, KMBC TV9 Concept Home designer
& nominated Small Business of Year 2009, 2008 & 2007.
Secrets to Home Staging at http://karenmills.net/pdf/secretstostaging.pdf
Karen Mills 913.764.5915
Interiors by Design, Inc.
karen@karenmills.net
www.karenmills.net
livinglargeshow.com (Design Blog)

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FHA Mortgage Insurance Rate Increase After 4/18/2011

FHA has increased Annual MI premiums across the board by .25% effective with case numbers issued on or after 4/18/2011.

The FHA is boosting the annual mortgage insurance premium charged on its home loans, a move that will increase the cost of an average FHA mortgage by about $30 a month.

Effective April 18, the FHA is increasing the annual mortgage insurance [Read more...]

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Home Upgrades With Appeal for Retirees

kansas city home updates repairs remodel

Home Upgrades With Appeal for Retirees

If you plan to live out your retirement years in your own home, adding universal design features will make aging in place safer and more comfortable. And if you should later sell the house, you’ll find that buyers appreciate how these upgrades anticipate their future needs.

Unlike home improvements designed to make an immediate impression, universal design additions with the most sales appeal are those that go unnoticed until you point them out.

“The beauty of universal design is when you’re able to incorporate something that looks great and doesn’t jump out at you,” says Paul Sullivan, a remodeling contractor in Newton, Mass.

In other words, says Armand Christopher, a Realtor who is designated a Seniors Real Estate Specialist: “You don’t put in hospital-grade grab bars in a bathroom when you are remodeling.”

Fortunately, you don’t have to settle for the institutional look. From ergonomically designed faucet handles to skid-free flooring, today’s universal design products are stylish and subtle. Financing options include home equity loans and reverse mortgages.

The best time to add aging-in-place upgrades to your home is before you need them, says Pat Rowen, an interior designer and Certified Aging in Place Specialist in Hillsdale, Mich. Rowen had to tackle a rush job when a client in his 80s fell and broke his hip just before Christmas, and she scrambled to track down materials and workers to do the needed remodel. She says the experience underscored the importance of planning ahead.

“If you have to do it under the gun at Christmastime, and you know that your husband is coming home in two weeks and you have a bathtub that he can’t get into — that’s not the time to do the remodeling,” Rowen says.

Here are nine ideas that can boost the value of your home and the quality of life you enjoy while you’re living in it.

Make It Easier to Get Around

Create zero-step entries. If your home has a basement, Rowen suggests grading the landscape to create a new entry at the lower level. If you’re thinking of building a ramp to an existing entry, consider placing it inside your garage instead of at the front door.

Make your doors easier to open. Sullivan recently installed several doors with levers instead of knobs for one of his clients. “It’s for a young, single woman, but she loves it because if she’s coming in with groceries in her arms, she can elbow the door handle and get through the door,” he says.

Create clear 3-foot passageways to make it easier to accommodate a wheelchair or walker. This might mean widening your interior doorways as well as rearranging and de-cluttering rooms. “As people get older, they have a lot of stuff,” Rowen says. “They need to think in terms of ‘How can I get to and from everything I do without any furniture or clutter?’”

Improve safety and comfort

Swap out your old stove and faucet to reduce the risk of burns. An accidental scalding is less likely with a single-lever faucet than with one that has separate handles for hot and cold, Sullivan says. Therese Crahan, executive director of NAHB Remodelers, a division of the National Association of Home Builders, recommends buying a stove that has the controls in the front, so you won’t have to reach over the heating elements.

Fall-proof your floors. Look for products such as nonslip vinyl and nonglossy tile in small patterns (the extra grout lines provide more slip resistance), Rowen says. It’s also a good idea to eliminate variances in floor height from room to room, she says.

Add features that lessen the need for reaching up and bending over. Christopher suggests shopping for items such as kitchen cabinets with pull-down shelves, refrigerators with middle drawers and washers and dryers with raised platforms.

Upgrade the Bathroom

Prep your bathroom for grab bars, even if you’re not ready to install them yet.“You can either put plywood on the wall before you put the drywall up or put blocking between the studs,” Rowen says. Without that preparation, you are limited to installing the grab bars at the location of existing studs, or tearing out drywallto fit them in.

Put in an easy-to-use shower. Rowen likes the ones from Best Bath Systems, which offers a model with grab bars, a folding seat and hand-held sprayer for about $3,100. Curbless showers are another option. They are wheelchair-accessible and eliminate the need to step over a threshold. “The bathroom floor just rollsseamlessly into the shower,” Sullivan says.

Sullivan adds that for experienced contractors, installing a curbless shower costs no more than doing a conventional one. “The one thing we have to do is waterproof the floor underneath,” he says. “You’re talking maybe 15 (additional) minutes of labor and $50 worth of materials. And you’re not building and tiling the curb, so it’s pretty much a wash.”

Get a comfort-height toilet, which will raise you up about 17 inches off the floor and set you back $200 to $300, Rowen says. Those seat booster rings aren’t nearly as efficient, according to Rowen, because they slip easily and are difficult to clean

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It’s better to Rent than Buy in KC!

HOMEOWNERSHIP MORE AFFORDABLE THAN RENTING IN 72 PERCENT OF MAJOR U.S. CITIES DESPITE GROWING CONSUMER PREFERENCE TO RENT

SAN FRANCISCO, January 24, 2011 – Trulia released its latest Rent vs. Buy Index which found that it is more affordable to buy than to rent a two-bedroom home in 72 percent of America’s 50 largest cities. Meanwhile, a nation of renters has emerged as more Americans rent by choice or due to unforeseen financial difficulties. In contrast to this nationwide trend, renting is only less expensive than buying in four of the cities included in this study – namely New York, Seattle, Kansas City and San Francisco. The remaining 10 cities are locations where buying may still be a financially sound long-term decision despite the relative affordability of renting.

“Since the start of the ‘Great Recession,’ many former homeowners have flooded the rental market. Following the principles of supply and demand, renting has become relatively more expensive than buying in most markets,” said Pete Flint, CEO and co-founder of Trulia. “Though necessary for achieving true economic recovery, stricter bank lending practices have also further aggravated the struggling housing market in the short term. Even highly-qualified homebuyers face intense scrutiny on their income, savings, existing debt and credit history before they can get a mortgage loan.”

Cities overwhelmed by foreclosure filings and unemployment, including many cities in Florida, Arizona, Nevada and central California, typically correspond to more affordable markets for prospective buyers; however, there are exceptions. Oakland and Los Angeles, which are experiencing similar rates of unemployment or foreclosure filings as Phoenix, Miami and Sacramento, are still more affordable to renters. Moreover, close proximity to economic centers with promising job growth projections has propped up both the demand for homes and costs of home homeownership in Oakland and Los Angeles.

“Although owning a home is relatively more affordable in most cities, market conditions have caused an interesting demographic swap between traditional renters and buyers,” said Tara-Nicholle Nelson, Consumer Educator for Trulia. “For example, lifelong renters are seizing the opportunity to become homeowners while affordability is high. At the same time, a growing number of long-time homeowners are finding themselves tenants – some by choice and others by necessity.”

Top 10 Cities to Rent vs. Buy

Rank City State Price:Rent Ratio
1. New York NY 31
2. Seattle WA 24
3. Kansas City MO 21
4. San Francisco CA 21
5. Memphis TN 20
6. Los Angeles CA 20
7. Fort Worth TX 19
8. Oakland CA 18
9. Portland OR 18
10. Albuquerque NM 18

Top 10 Cities to Buy vs. Rent

Rank City State Price:Rent Ratio
1. Miami FL 6
2. Las Vegas NV 6
3. Arlington TX 7
4. Mesa AZ 8
5. Phoenix AZ 8
6. Jacksonville FL 8
7. Sacramento CA 10
8. San Antonio TX 11
9. Fresno CA 11
10. El Paso TX 11

Methodology
Trulia calculates the price-to-rent ratio for the 50 largest U.S. cities using the median list price compared with the median rent on two-bedroom apartments, condominiums and townhomes listed on Trulia.com.

Sample Price-to-Rent Ratio Calculation:

  • Median List Price: $140,201.37
  • Median Rent: $1,871.65
  • Price-to-rent ratio: $140,201.37 ÷ ($1,871.65 x 12) = 6

Interpretation Key:

  • Price-to-Rent Ratio of 1-15: Owning a home is much less expensive than renting in this city.
  • Price-to-Rent Ratio of 16-20: The total costs of homeownership in this city are greater than the costs of renting, but it might still make financial sense to buy depending on the situation.
  • Price-to-Rent Ratio of 21+: Renting in this city is much less expensive than owning a home.

Definitions:

  • Total costs of homeownership include mortgage principal and interest, property taxes, hazard insurance, closing costs at time of purchase and ongoing HOA dues and private mortgage insurance, where applicable. It also includes an offset for the tax advantages of homeownership, including mortgage interest, property tax and closing cost deductions.
  • Total costs of renting include rent and renter’s insurance.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company. Information last updated on 5/18/12 3:11 PM PDT.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2012, Heartland Multiple Listing Service, Inc. Heartland MLS and Re/Max Premier Realty do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring

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